No bank credentials, ever. You type in your own numbers, your data stays yours, and you can export all of it any time. Try it with sample data →
Three things, every month
One row per account, one number each. Tab through it in under two minutes. Anything you skip stays projected until you fill it in.
Every chart draws your real history solid and the forecast dashed, so you always know which part you actually earned.
Fork your whole history into a scenario, change one assumption, and read the difference at ten years. Your real data is never touched.
Investment accounts hold individual symbols with their own share counts, prices and cost basis. If your lots and your balance disagree, it tells you by how much.
Enter the rate and the payment and every liability gets a payoff month, remaining interest, and an honest answer when the payment isn't enough.
What it deliberately isn't
Most net worth apps want your bank passwords in exchange for a number that's out of date anyway. This one asks for two minutes a month instead.
Start with this month's numbers.
Add a couple of accounts, type today's balances, and you have a starting point. The history builds itself from there.